Shopify payment providers in India

Best Shopify payment providers in India(2020)

Why is it important to choose the best Shopify payment providers in India?

Shopify Payment gateway solutions perform several crucial tasks in online transaction management. They authorize the funds being transferred to the seller from the buyer in a secure and convenient manner. These payment gateways also assume the responsibility of verifying client accounts, processing money, analyzing velocity patterns, performing AVS checks, and calculating tax amounts.

Shopify Third party Payment Gateway providers offer a series of key tasks in the processing of online transactions. Apart from the transfer of payments, these payment gateway solutions allow the transfer of funds from the buyer to the seller in a secure and convenient manner. If you do not use Shopify Payments and choose to accept credit cards, you can select third-party payment providers in your Shopify store


  • Go to Settings > Payment Providers from your Shopify admin.
  • In the third-party provider section, click Choose a third-party provider.
  • Choose the provider you want to use from the list.
  • Enter your account credential for the company you picked.
  • Click Activate  

Payment providers for Shopify in India

For India, Shopify has collaborated in support of the sales efforts with the largest international payment providers. The customers can pay in their local currency using their desired method of payment.

Best payment provider in Shopify in India

We have briefly analyzed a few payments provider based on their popularity and usability

Paypal Express checkout

best payment gateway for e commerce

PayPal is a default payment service of Shopify.but this payment gateway works differently than other third party payment alternatives. Integrating PayPal with Shopify and other E-commerce platforms is fast and convenient, making it accessible to 15 million merchants. When a PayPal Express Checkout Profile is created to accept payments via PayPal. You can accept credit / debit cards and other payments from this account, but PayPal express checkout option with credit and debit cards only available for international transaction, Merchant can use PayPal express checkout with PayPal account only within the country Shopify’s PayPal does not store sensitive information on credit cards which improves security for e-commerce.


Transaction Fee per Transaction: 4.4% + US$0.30 + Currency conversions charges

Stripe India

payment providers for Shopify in India

Stripe merchants can accept a range of payment options — both in-person and online, including credit cards, wallets, and international currencies. Stripe can integrate up to 300 tools and products and is user-friendly. It is developed with large corporations in mind and provides a variety of APIs that allow businesses to develop their own subscription service.


  • 2% for Mastercard and Visa cards issued in India
  • 3.5% for American Express cards issued in India
  • 3% for cards issued outside of India
  • 4.3 percent, All the cards 
  • If a currency conversion is required, an additional 2% fee will be charged.


Cashfree is one of Shopify ‘s Official payment providers for Shopify in India that support international payment methods such as credit cards and PayPal. Cashfree also supports 28 + international currencies to let the customer see the price of the product in their home currency.


  • Credit & Debit Cards Visa , Mastercard, Maestro, RuPay, 75 + net banking: flat fee @ 1.75 percent + Rs 0 per transaction. 
  • Wallets: Paytm, Airtel cash, Freecharge, Mobikwik, Ola Money, Jiomoney: flat fee @ 1.75 percent + Rs 0 per transaction. 
  • UPI: flat fee @ 1.75 percent + Rs 0 for each transaction. 
  • Visa, Mastercard, and American Express international credit cards: service fee @ 3.5 percent + Rs 7 per transaction.



Razorpay does not aspire to be a clone of many other online payment platforms. It includes several features and functionalities that are surprising for their innovation. Its compatibility with the main e-commerce platforms and with back-end systems makes Razorpay very attractive. Razorpay is India’s only payment solution that allows businesses to accept, process, and pay for their product suite. It provides access to all types of payment: credit card, debit card, net banking, UPI and popular wallets such as JioMoney, Mobikwik, PayUmoney, Airtel Money, FreeCharge, PayZapp.


Simple and transparent pricing plans with no hidden fees: 2% of successful transactions, 1% for International, EMI and Amex cards, no installation fees; no annual maintenance fees, and 18% GST on transaction charges.


CC Avenue was founded in 2001 and is both one of the oldest and one of India’s largest payment gateway providers. With over 200 options for payment, CC Avenue offers major credit cards such as Visa , Mastercard, Amex, DIner’s CLub, etc. Other payment options, such as multiple currency processing, customisation, audit, analytics, and a large window for active users, are also included. 


  • Visa, Mastercard, Maestro RuPay Domestic Credit & Debit cards: Flat Fee @ 2% 
  • Payment: Freecharge, Mobikwik, OlaMoney, Paytm, Jana Cash, SBI Buddy, PayZapp … 
  • Mobile wallet: flat charge @ 2% 
  • IMPS & UPI: 2 percent flat rate. 
  • Visa, Mastercard, American Express, JCB and Diners Club International credit cards: flat fee @ 3%

Pay U India 


In October 2011, PayU Money is the leading internet payment gateway in India. PayU Money has more than three thousand merchants on board as of now. With 100 % online hassle-free onboarding, within minutes you can start accepting payments safely, easily and without any issue within your iOS, Android, or Windows app.


Transaction fee: 2 percent + GST per transaction. There is a set-up fee to be paid with the annual maintenance fees (AMC) in American Express & Diners cards = 3% + GST for transactions internationally & payment options for EMI. And the transaction fees are 3% + ₹6 for every transaction.

Custom manual payment method

You can set manual payments to help customers make transactions, if your customers do not wish to make payment using credit cards. The advantage of using this payment method is that after receiving your payment, you will not be charged transaction fees and can accept orders. Two approaches are common in manual payment, using a suggested manual payment procedure or creating a Shopify custom payment method.we have listed below few custom manual payment options available in Shopify.

  • Bank deposit
  • Cash On Delivery (COD)
  • Gift Card
  • Money Order
  • Store Credit

The preference of the best payment providers for Shopify in India will help you to trust and relax, knowing that payments are safe for your customers and that your company is continued to thrive.

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